We have £3million available to invest into organisations with a social mission. Our investments range from £25,000 - £150,000 offering a combination of loans and grant funding.

Alongside the financial support available, we also provide tailored support through the Reach Fund, skills development and mentoring. We want to provide the right mix of flexible finance and support to help voluntary, community and social enterprise organisations achieve real, sustainable impact.

Apply now

Submit an expression of interest
Our offer
  • Investments of £25,000 - £150,000
  • Mix of loans and grant
  • Average 7% interest
  • 1% arrangement fee on the loan amount
  • Loans repaid over a maximum of 5 years
  • Flexible terms – up to 12 months capital repayment holiday

We also provide tailored support through skills development and mentoring opportunities.

Social Impact

We want to help achieve a lasting social and economic impact that benefits local people and communities. We’re looking for organisations who can demonstrate how they will achieve a positive sustainable change and who will benefit.

We want to support work across three social impact strands. Everyone who applies to CIP should try to demonstrate how they are planning to deliver positive social impact in at least one of these areas.

  1. Thriving Communities - We support work that contributes towards safer, stronger and resilient communities where people are supported to live independently and feel part of the community around them
  2. People & Participation - We want everyone in the community, particularly those who are marginalised or excluded, to have access to services and opportunities. Our investments help create sustainable positive change so people feel more financially secure, emotionally stable and resilient to change
  3. Enterprising organisations - We support organisations that can contribute towards a growing and sustainable local economy providing access to jobs, skills and training opportunities. Our investments can enable organisations to innovate and achieve scale, creating more social supply chains and reinvesting back into communities

Examples of the type of work that we want to support in line with these priorities

  • Employment and training – particularly for people experiencing long-term unemployment or facing other barriers to work
  • Tenancy sustainment – helping people to manage their finances, homes and relationships
  • Access to appropriate and affordable housing – particularly for vulnerable people and families and those in unsuitable accommodation
  • Wellbeing and mental health support – bringing about long-term change for individuals and families
  • Access to affordable credit and debt advice services
  • Services designed to tackle entrenched social issues such as fuel poverty
  • Social enterprise and start up business – providing goods and services with reinvestment of profits back into communities
  • Support for young people – particularly those less able or likely to access opportunities or requiring additional support
  • Community services – including the delivery of public sector contracts and development of local infrastructure
  • Tech and online services – exploring new ways of working or supporting people to access services

Further guidance about social impact is available on the Good Finance website, when you apply to CIP we can also help you think about the type of impact you want to achieve and how you can measure it in a meaningful way.

Who can apply

We support organisations with a clear social mission. This includes charitable organisations, social enterprises and community businesses

Your organisation will need to be incorporated and working within England.

We invest into products and services that benefit people and communities within the geographical communities served by the four CIP housing associations. This is predominately across the South East, London, Midlands and East of England. If you’d like to check if your organisation is eligible to apply you can email us at [email protected]

We can support organisations at all stages of development including start-up, still growing or well established.

Our Guidance for Applicants  has further information about our eligibility criteria and also outlines the type of work we’re unable to support (our exclusions).

How to apply

We have a two-stage application process. Our first stage is an online Expression of Interest form. This helps us find out more about your organisation, the work you do and the reason you’re looking for investment. If we think the proposal is something we can pursue further, we’ll invite you to submit a full application and explain what the due diligence process will entail.

If we decide not to invite you to the second stage we’ll explain why and do our best to signpost you to other investors who may be able to help.

We aim to provide a decision on the Expression of Interest within two weeks of the date you submitted it. If we need any further information to help us make a decision, it may take slightly longer.

Please read our Guidance for Applicants before you apply.